What is iTerminal?
You can use Chase Paymentech's iTerminal® for retail, card-present transactions and a variety of other payment management functions. It is a web-based application that performs the processing functions of a physical point-of-sale (POS) terminal. The system requires only a PC with an Internet connection, web browser, and a peripheral device to swipe the card. Please contact your account manager or a sales representative for approved peripheral devices. For helpful hints and instructions, read our iTerminal How Tos or Quick Reference Guide (PDF). For easy step-by-step instructions, read our iTerminal Quick Reference Guide (QRG).
What are the features of iTerminal?
Does iTerminal support online/ PIN-based debit transactions?
Yes. iTerminal allows processing of PIN-based debit transactions using a supported, secure PIN entry device. In order to communicate with the PIN pad, the PC must have Java installed. Please contact your account executive or a sales representative for supported devices.
Does iTerminal offer fraud-detection services?
Yes. iTerminal supports the Address Verification System (AVS), as well as Visa® and MasterCard® Card Verification Values (CVSV, CVC2) and both American Express® and Discover® Card Identification (CID).
Can I process purchasing cards?
Yes. You can process purchasing cards with Level II data.
Can I issue refunds through iTerminal?
Yes. From the New Order menu, select the Credit or Debit Refund option, enter the required data and then click the Submit button.
Can I use iTerminal outside my office - at a tradeshow, for example?
Yes. You can access iTerminal anywhere you have a secure Internet connection and a web browser. However, to swipe a card you will need a peripheral device.
Is transaction history retained?
iTerminal stores all transaction history for six months. You can look up items by card account number, your invoice number and/or a date range. Searches can be done at the batch or transaction level.
Are my merchant statements available from iTerminal?
You can use iTerminal to retrieve batch totals and the details of transactions within each batch. The transaction history function can be an invaluable tool to assist in customer service. Reports containing financial and settlement information, including statements, are not available from iTerminal, but can be accessed using Resource Online. For more information on reporting, please discuss with your sales representative or account executive, or contact customer support.
Does iTerminal support any other payment processors?
This service is a proprietary system of Chase Paymentech and is only available to our merchant base. If you are currently using another payment processor, you will need to establish a merchant account with Chase Paymentech in order to utilize iTerminal.
If I have an existing merchant account with Chase Paymentech, can my company be set up to use iTerminal or must I establish a new merchant ID?
In some cases, we can use your existing merchant numbers to set up your access to iTerminal. In other cases, however, new identification numbers are needed. If you are an existing merchant, please contact your account executive to find out.
How long does it take to set up iTerminal?
After your merchant account is approved and set up, iTerminal is normally activated within 48 hours. Contact your account executive or sales representative for further information and for assistance in establishing an account.
Is the system available for use anytime?
Yes. The system is available on a 24/7 basis. The iTerminal system has an automatic time-out feature, based on 15 minutes of inactivity, to help reduce the risk of unauthorized use of the system. After 15 minutes of inactivity, you will be required to log back into the system in order to perform an activity.
Can I have multiple iTerminal accounts?
Yes. Each account represents one merchant identification number. As such, you may have multiple iTerminal accounts established, with each account set up for an individual merchant identification number. iTerminal also allows for multiple terminals so you may maintain separate batches.
Does the terminal capture items that will then be charged to a cardholder?
Yes. If you only authorize an item, you will need to complete it with a Prior Authorization. Otherwise, your transactions will be captured in the batch for processing.
Do I have to close out the terminal every day?
Yes, the batches must be settled every day using one of the following options: you may log in daily and settle all batches manually, or at the time of setup, Chase Paymentech can establish an auto-settle option for you. Under this option, we will automatically settle open batches at a pre-scheduled time every day. You can then select this auto-settle time during the application process and it will automatically close out every day for you.
Does the system report activity by user login?
Yes, iTerminal allows you to search and generate transaction or batch reports based on user login.
How do I perform a sale?
After logging in, you will be presented with a New Order screen where you can process a sale, pre-authorization, prior authorization or card verify.
How do I charge a cardholder?
Charging a cardholder's account requires two events: first, you must authorize the transaction, and then you must settle open batches. iTerminal enables you to perform each of these steps as individual processes, or they can be consolidated into a single auto-settle process. When set up this way, you only need enter the transaction and iTerminal does the rest. All items that are captured in the batch will then be released for cardholder billing.
If I make an error entering data, how do I correct it?
If you have completed the transaction, you can use the Void feature to reverse the transaction within the open batch, or perform a refund for transactions that have been settled.
If I have a question, where do I go for support?
A staffed support center is available 24 hours a day, 7 days a week. At the time of setup, the merchant is provided a toll-free number and an email address to contact for all support questions.