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Understanding Merchant Funding

After your customer has made a purchase and it has been authorized and settled, it can be funded. Funding happens when the payment brands such as Visa® or MasterCard® reimburse us for your customer transaction, allowing us to send these funds to you.

Funding Weekends and Holidays

Note that funding does not occur on weekends and on certain holidays, particularly federal banking holidays. The U.S. bank holidays for 2014 are as follows:

  • New Year's Day Wednesday, January 1, 2014
  • Martin Luther King Jr. Day Monday, January 20, 2014
  • Presidents Day Monday, February 17, 2014
  • Memorial Day Monday, May 26, 2014
  • Independence Day Friday, July 4, 2014
  • Labor Day Monday, September 1, 2014
  • Columbus Day Monday, October 13, 2014
  • Veterans Day Tuesday, November 11, 2014
  • Thanksgiving Day Thursday, November 27, 2014
  • Christmas Day Thursday, December 25, 2014

Although it is not possible to guarantee a specific fund delivery timeframe due to a number of issues, generally, you will receive your funds within two business days.