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Chase Mobile Checkout

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Mobile Credit Card Processing

From small businesses at local festivals to large franchises, restaurants and retail stores, more companies are using mobile credit card processing. It is one of the fastest growing and easiest ways to accept credit cards. Generally, all that is needed to accept a mobile credit card purchase is a compatible mobile device, a credit card reader to swipe credit cards and a payment processing account with a merchant acquirer. According to more than 5,000 consumers polled for the Deloitte 2013 Holiday Survey, 62 percent believe sales associates should help them check out quickly. The survey measured the plans of shoppers for the year-end holiday season. Having the ability to process credit card payments on a mobile point-of-sale device can help speed up the checkout process. This is because customers can pay for their merchandise while with the salesperson instead of waiting in a checkout line.

How Mobile Credit Card Processing Can Help Merchants

More brick-and-mortar businesses are working to combat showrooming. This is when consumers examine a product in person at a physical store location and then use a mobile device to find a better price and make the actual purchase online. According to a 2013 Harris Poll, 46 percent of shoppers have showroomed – up from 43 percent in 2012. As a result, many businesses are looking to mobile credit card processing as a way to help keep the consumer engaged in their physical location by not just matching a price found online, but processing a payment quickly and conveniently at that moment, so the sale is not lost to the internet. The customer can immediately leave with their product without having to wait for shipping.

How Does Mobile Credit Card Processing Work?

Mobile technologies like smartphones and tablets are transforming the in-store shopping experience. Mobile credit card processing is the next step in that transformation. Several large retailers are working to replace standard registers with mobile payment processing units in an effort to provide better customer service and complete transactions for their customers quickly

Growth of POS Tablets for Mobile Payment Processing

According to a survey released in April of 2013 on projected mobile POS (Point of Sale) growth by Javelin Strategy & Research, purchases via mobile technology will explode over the next six years. In 2012, mobile POS payments made up just 0.01 percent of the total mobile retail POS volume. Javelin's research has found that over the next six years, an industry-wide push for mobile technology will help propel mobile POS proximity payments to reach $5.4 billion by 2018. (Here is the link to the study: https://www.javelinstrategy.com/news/1402/92/Javelin-Strategy-Research-Releases-Point-of-Sale-POS-Forecast-Report/d,pressRoomDetail).

In 2014, mobile POS proximity payments are forecasted to reach $0.9 billion, or .02 percent of total POS retail purchases. This projection will remain slow for the next year and then begin to take flight in 2015. In 2016, the volume of mobile POS purchases will climb to $2.4 billion, or .06 percent.

Chase Paymentech offers solutions for POS tablets through Chase Mobile Checkout, and can accommodate merchants using third party POS tablet solutions that have certified to our processing platforms.. When businesses combine the powerful tools of Chase Mobile Checkout with mobile POS technology, they can adapt to meet the changing needs of their customers, as well as grow with the constant demands of evolving technology. By utilizing mobile POS technology, business owners can conveniently, and quickly, check out customers and create an opportunity for future points of engagement; so a one-time customer can turn into a long-term customer.

Chase Mobile Checkout

Chase Mobile Checkout can help customers and empower sales associates. Users of the Chase Mobile Checkout app and card reader can process payments for products and services. It can process gift card transactions, email or text digital receipts and perform refunds if needed. The Mobile Checkout app accepts all major credit cards, which is convenient for shoppers who prefer this payment method.

Business owners have an option to create an image-based catalog that allows associates to select the correct product or service confidentially. Business owners can even view recent activity, search transactions, and stay up-to-date with key aspects of their merchant services account online or on their mobile device. Learn more about Chase's complete solution on the Chase Mobile Checkout page.

How Chase Paymentech Can Help You Get Started

Business owners need the reliability in payment processing that Chase Paymentech has provided for decades. Mobile payment processing is the next step in secure payment processing technology that will help businesses succeed.. Chase Paymentech will provide a merchant account with services that help businesses manage their payments more efficiently. This may include mobile reporting, fraud alerts, and PCI online education. Contact us to learn more about how we can help you get started.