Identity Authentication

This service creates a virtual 'card present' environment by performing real-time authentication of a purchaser's identity. Identity authentication detects identification fraud by using robust proprietary databases, statistical analysis and government issued identification. Identity authentication prevents would-be criminals from stealing a consumer's identity as well as deterring consumers from making an authorized purchase then later denying the transaction. In addition, selected services provide a guarantee against fraud losses.

This service is currently offered through these partners:

• Experian® provides real-time identity authentication which prevents identity theft and safeguards merchants from fraud. Intelligent decision-making software and statistical tools are combined with some of the world's most comprehensive databases of consumer and business information. Experian is a subsidiary of GUS plc and has headquarters in Nottingham, UK, and Costa Mesa, Calif.
• VerifyME was founded in 1983 as a technology firm serving members of the United States Congress. Today VerifyME provides databases and identity verification services to Fortune 500 companies and government agencies. Headquartered in Washington DC, VerifyME maintains the largest public record database of government-issued identification in the world, providing identity and age verification services covering more than 112 nations.