Merchant Services

International Payments

International Payments
Let You Extend Your Reach
and Grow Your Business

With Chase, You Can Process
Online Payments in More than 130 Currencies

Conquer Currency Confusion with International Payments
The markets of the world are open for business. Open your business to the world by accepting payments in multiple international currencies. Call us at 800.708.3739 to request a custom price quote.
Whether you're an established global competitor or you are just now ready to make a move into the global marketplace, Chase can help you reach millions of new customers by offering your products in multiple global currencies. With multiple currency and settlement options, prompt access to funds and easy reconciliation, all designed to help you grow your business internationally. With our unmatched expertise and over 19 years of experience processing international payments, we are in the forefront of international payment processing technologies. Let us help you expand your business and turn it into a global player.

We've opened up a world of new markets, so you can concentrate on doing what you do best: running and expanding your business. So get ready for payments without borders and a customer base that's as unlimited as your own imagination.

Accept Global Payments - More Than 130 Currencies
Chase has helped hundreds of the world's most recognizable brands sell their goods and services in multiple countries, in more than 130 local currencies.
We have the experience and expertise to help you expand your business into new markets, and the tools that allow you to manage your international payment operations—quickly, simply and easily.

With Chase, you don't have to worry about cumbersome foreign exchange management. We manage the entire process for you, and provide itemized reports with conversion details.

Using our flexible currency management service, you can sell your goods and services in more than 130 currencies, and receive consolidated payment in one of 12 currencies.

  • Allows single-file transmission of all currencies
  • Service and support through our offices in the U.S., Canada and Europe
  • Features the 130 currencies offered by Visa and MasterCard, and the 65 currencies offered by American Express
  • Simplified cash management
  • Consistent, convenient financial reporting
  • Supports merchants operating multi-currency bank accounts
  • Provides complete chargeback management
  • Support for country-based payment methods
  • Process transactions via our Orbital Payment Gateway, Orbital Virtual Terminal, online authorization or batch transmission specifications
Expand Your Market with Euro Processing
One currency. Twenty-three countries. Offering Euro currency processing simplifies your pricing and expands your market to a number of European countries. Consumers enjoy the convenience of paying for goods and services in their local currency.
The Euro-zone market consists of approximately 290 million people, nearly equal to the U.S. population, and represents 16 percent of the world's GDP.

The Euro-zone countries are:
  • Austria
  • Belgium
  • Cyprus
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Ireland
  • Italy
  • Luxembourg
  • Malta
  • Netherlands
  • Portugal
  • Slovakia
  • Slovenia
  • Spain

Other countries using the Euro:
  • Andorra
  • Kosovo
  • Monaco
  • Montenegro
  • San Marino
  • Vatican City
Chase's international currency processing service supports Visa®, MasterCard®, American Express® and European Direct Debit payments. As with all international currency processing through Chase, when you process in Euros, you benefit from single-file submission, integrated reporting, real-time authorizations and prompt access to your funds.

With our Euro currency processing, reaching the global marketplace is easier than ever. To extend your European market reach beyond Euro countries, consider either end-to-end or cross-currency processing in all major European currencies.
Expand Your Customer Payment Tools with
    European Direct Debit
Successful global expansion requires an understanding of your consumers' payment preferences and the ability to offer them the payment tools they want. Even if you accept credit card payments in Europe, you're only tapping into part of the available market..
We not only process your European Direct Debit transactions, we incorporate initial collections, returns processing, funding and reporting into one complete solution. With Chase, you get single-source processing of your credit card and direct debit payments without the need for a myriad of processing relationships.

Our European Direct Debit processing offers support for European direct debit payments in six different countries:
  • Austria
  • Belgium
  • France
  • Germany
  • Netherlands
  • United Kingdom

You'll also benefit from full service management of your European payments, featuring:

  • Single Online and Batch Processing Interfaces - Instead of managing multiple country direct debit processing formats, you have one common interface for submitting direct debits in all the supported countries and currencies.
  • Online Account Validation - Real-time validation of your customer's bank sort code and account number.
  • Turnkey Banking Set-up - Our European Direct Debit solution eliminates the need to establish bank accounts in each country where you want to process.
  • Consolidated and Consistent Funding - Chase consolidates your direct debit proceeds and provides one settlement file for collections in each country.
  • Integrated and Comprehensive Reporting - We make it easy for you to reconcile all European collection activity with a single report.
  • Automated Returns Management - We will resubmit qualifying direct debit collections that are returned.
  • Simplified Pricing - Chase provides consolidated pricing based on all your direct debit volume. Our simple fee structure makes it easy to understand your processing costs.
Gain Access to Maestro® Cardholders Worldwide
Maestro’s growth in Europe is rapid, with more than 310 million cards carrying the Maestro brand to date1. Consumers in the United Kingdom, Ireland, Spain, Belgium and Austria can already complete online purchases using their Maestro cards.
In response to consumer demand, Maestro is currently enabling its entire European debit card portfolio for e-commerce transactions. By mid-2011, all these 310 million cards will be enabled for e-Commerce, representing an opportunity you can’t afford to miss.

These cards also include domestic debit cards that are co-branded with the Maestro logo; thus, your Maestro card acceptance automatically enables your acceptance of Laser Card in Ireland, and soon Bancomat cards in Italy and Mister Cash cards in Belgium.

With the rapid explosion of new payment methods in the online marketplace, both merchants and consumers have multiple payment choices. What makes Maestro the right one for your business? Unlike many of the online payment options, Maestro is a known and trusted brand to the majority of European consumers—and it’s already in their wallets.
Process Japan's Preferred Credit Card, JCB
We help you expand your market to new U.S. and Japanese customers quickly and easily. With consumer spending power of more than $227 billion2 and a mail order market exceeding $85 billion3, there's no better time than now for you to tap into Japan's high-end, international Internet-savvy market. Be one of the more than 23.8 million4 merchants worldwide to accept the JCB™ Card.
More than 73.3 million5 Japanese consumers have made purchases online, and the preferred method of payment by these consumers is the JCB Card. JCB holds a 35 percent6 market share in the Japanese credit card industry. Although the majority of JCB cardholders are in Japan, when you accept the JCB Card, you can reach more than 80 million7 new consumers in more than 16 countries worldwide.

When you process JCB cards with Chase, setup is simple and you benefit from the single-source processing and comprehensive reports that are key components of our international currency service. You'll also receive unique marketing support from JCB through its consumer rewards program, merchant endorsements and Internet shopping mall.
In addition to the United States and Canada, Chase Provides International Payment Solutions for Merchants domiciled in over 22 European countries. You will find a complete list below.
  • Austria
  • Belgium
  • Cyprus
  • Czech Republic
  • Denmark
  • Finland
  • France
  • Germany
  • Gibraltar
  • Guernsey
  • Ireland
  • Isle of Man
  • Italy
  • Jersey
  • Luxembourg
  • Netherlands
  • Norway
  • Portugal
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom
3Japan Ministry of Economy, Trade and Industry
4JCB International Credit Card Co. – Tokyo Office
6JCB International Credit Card Co. – Tokyo Office
7JCB International Credit Card Co. – Tokyo Office